{"evidence_they_did":"Appendix B verify_url per job_id from https://mishara.onrender.com/v1/pas/bind-appendix","spec":"gate-exhibit-c-hitl-v1","stop_the_system":"AM Best (NAIC 13 Aug 2026, discussion only): permissions, action logs, rollback, ability to stop.","when_review_happens":"Before POST bind-and-issue / issue. Timeout or DEAD \u2192 no write.","who_can_override":"CHARGE webhook on Velaru only. PAS UW approve is not an override of DEAD."}