{"also_maps":["NYDFS Circular Letter 7 (2024) \u2014 board oversight, annual testing, vendor audit rights, 11 NYCRR 243","NAIC AI Risk Evaluation Supplement Exhibit C \u2014 HITL, who can override, that they did","ASOP 56 \u2014 another actuary can reconstruct the bind-stop"],"cta":{"book":"https://mishara.onrender.com/bind-room","contact":"hello@velaru.xyz","demo":"POST https://mishara.onrender.com/demo/pas/bind-check","install":"https://mishara.onrender.com/install","weld":"POST https://mishara.onrender.com/v1/pas/policycenter/pre-bind"},"filing":"Colorado Regulation 10-1-1 Section 6 \u2014 SERFF Annual Report, \u226410 pages, officer attestation","not_the_filing":"Appendix B (verify permalinks) is on-request, not the SERFF body.","officer":{"attestation":"I attest this insurer can stop bind-and-issue when the fuse is DEAD, and a stranger can open the receipt.","name_optional":"Colorado: names optional; titles required.","title_fill":"CUO / bind-desk / named Section 5 owner \u2014 FILL"},"price":"$1,750","refuse":["Do not lead with FRE 707 to a CUO.","Do not sell model inventory (Monitaur's pile).","Do not put PII on Gate."],"sections":[{"guidance":"ECDIS/algorithms designed and monitored to prevent unfair discrimination.","id":"5.A.1","title":"Governing principles"},{"guidance":"FILL: title of the person who can stop bind-and-issue when the fuse is DEAD.","id":"5.A.2","title":"Roles and responsibilities"},{"guidance":"List agent/bind automations. Gate is a control plane, not a rating model.","id":"5.A.3","title":"Inventory and versioning"},{"guidance":"DEAD drill: POST /demo/pas/bind-check \u2192 BLOCK + verify_url.","id":"5.A.4","title":"Testing / validation"},{"guidance":"PolicyCenter: hop before POST /job/v1/jobs/{id}/bind-and-issue.","id":"5.A.5","title":"Deployment / use controls"},{"guidance":"Appendix B: bind events with verify permalinks. Timeout = HALT, never LIVE.","id":"5.A.6","title":"Ongoing monitoring"},{"guidance":"Use existing grievance procedures. Verify link is the independent proof.","id":"5.A.7","title":"Consumer complaints"},{"guidance":"Bind/issue and claims-pay are high-impact delegated action (AM Best Columbus 13 Aug 2026).","id":"5.A.8","title":"Risk prioritization"},{"guidance":"Fuse state change is the drift that matters on the write path. CHARGE-only resurrect.","id":"5.A.9","title":"Model drift / performance"},{"guidance":"UW issue blocks bind. Approve without CHARGE does not resurrect.","id":"5.A.10","title":"Human-in-the-loop"},{"guidance":"Nisaba LLC / Gate. Control, not ECDIS. Audit rights in /listings/control-not-model.json.","id":"5.A.11","title":"Vendor oversight"},{"guidance":"Colorado 5.B / NAIC: carrier stays responsible. Do not file Gate as a rate model.","id":"5.A.12","title":"Third-party remains insurer duty"},{"guidance":"Re-attest officer pack. Refresh appendix B from GET /v1/pas/bind-appendix.","id":"5.A.13","title":"Annual review"}],"spec":"gate-bind-room-officer-pack-v1"}