{"audit_rights":"Carrier and regulator may request hop + verify_url for any job_id we processed. Appendix B via GET /v1/pas/bind-appendix.","carrier_duties":"Insurer remains responsible (CO 10-1-1 \u00a75.B, NAIC third-party draft). This contract does not shift that.","charge":"DEAD\u2192LIVE only via Velaru CHARGE webhook. PAS approval is not resurrection.","classification":"Control plane. Not ECDIS. Not a rating or underwriting model. Not a third-party pricing vendor for the NAIC TPDMWG docket.","contact":"hello@velaru.xyz","data":{"accepted":["fuse_id","job_id","premium","authority_limit","line","state","policy_number"],"path":"https://mishara.onrender.com/v1/pas/policycenter/pre-bind","rejected":"PII, ACORD, loss runs, named insured, SSN, ECDIS"},"dpa":"No personal data processed on PAS paths if the client honors the allowlist. If they send PII, Gate returns 400 no_pii and does not store it.","patent":"64/124,027","product":"Gate API / Velaru fuse hop","spec":"gate-control-not-model-v1","vendor":"Nisaba LLC"}